One Strategy to Make Money in a Down Market Here's a quiz for you: On October 31, 1929, Jason invests $100 per month into the Dow. The Dow performs very poorly, and by the end of 1939 (10 years later), it has fallen 46%. What is Jason's return?   Read More

Are Your Records Up to Date? The following pages provide a convenient  catalogue. Once completed, keep your personal records in a spot that's safe and easily accessible.   Read More

Life Insurance Having the right life insurance protection can have an enormous impact on your life and the lives of those you love. A proper financial security plan can mean the difference between leaving your loved ones being well positioned financially....   Read More

Do I Really Need a Will and Powers of Attorney? If an estate plan is not properly put in place (i.e. wills, powers of attorney and possibly trusts), then the cost to resolve legal issues after the fact can be extensively more expensive...   Read More

All Financial Planners are Not Equal How to know that the person you are dealing with is a professional? With your hard earned savings at stake, you want someone who is committed to their profession and to helping investors plan for their financial futures.   Read More

Tax Efficient Charitable Giving Many people would like to give a large sum of money to charity but are unwilling or cannot afford to give up the income generated by the donated asset. For some, a prescribed annuity is a possible solution to this concern.   Read More

Six Key Steps When Transferring the Family Business Only 30% of all family businesses ever make it past the second generations. Why is that? Often it comes down to planning. Many small business owners don't have a succession plan in place leaving them unprepared for retirement, disability or death.   Read More

Planning for Your Child's Education As parents and grandparents, we see the value of an education all around us, in the workplace and within our community. Yet tuition fees continue to rise at an alarming rate.   Read More