Mortgage Life Insurance No doubt you've spent much time and energy deciding on the right home and mortgage. Your home, for many, is one of the largest personal investments you may make during your lifetime.   Read More

Charitable Giving Undoubtedly, most people understand and appreciate the need to give to charity. However, according to Stats Canada, only 11% of people know about the tax advantages of philanthropic giving.   Read More

Critical Illness Insurance from First Hand I know the odds of getting a critical illness and realize the risks. This practical appreciation of the odds is not the same as the experience of actually dealing with a critical illness.   Read More

Do I Need a Financial Plan for My Future? you and your family have decided to go on a vacation this summer. Everyone is excited about getting away and having time off so the entire family loads into the car. You start the car and your son in the back seat asks, "Hey Dad, where are we going?"   Read More

Should I Take my Canada Pension Early at age 60? In most cases I always advise clients to take their Canada Pension at age 60, especially if they are no longer working.   Read More

Segregated Funds Provide Unique Advantages Segregated funds are very similar to mutual funds, in that they employ professional investment managers who have the expertise to invest in a wide variety of individual securities (stocks, bonds and cash) and effectively manage your money.   Read More

Power of Attorney - Beneficiary Designations A question that often arises is whether or not a power of attorney can make or change a beneficiary designation on a life insurance policy owned by the grantor.   Read More

Why Invest in a Corporate Class Mutual Fund? The biggest single challenge for most investors is keeping the profit they make from their investments in today's heavily taxed environment. Canada is a great place to live, but a difficult country to generate after-tax rates of return.   Read More